There are ways in which to finance your new car purchase. You choices include banks, finance companies, finance brokers and car dealers. Before you begin your search, obtain a little bit of internet research or ask for some recommendations. Now you have a shortlist to work from so give each company a call, describe your situation and what you want and ask if they could put together some options for you.
They need to include the interest rate, information about retained interest & payout penalties and any other fees or charges. Once you have this information you can compare them later. If you feel you need to speak to the finance salesperson at the dealership, make sure you are not pressured into signing anything right away. Keep in mind that most of these people are high-pressure salespeople and you could end up costing yourself a lot of money.
Take the time to properly compare all your options properly because there is not time limit here. Talk to an experienced car finance broker when organising your quotes, as they have access to a wide range of different lenders.